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The 5 Best Mortgage Brokers in Ottawa

When looking for a mortgage, it’s important to work with a qualified broker who understands the market and can find you the best deal possible. Ottawa has many excellent brokers to choose from, but we’ve compiled a list of five of our favourites to help get you started.

All of these brokers have extensive experience in the industry and are more than capable of helping you secure the mortgage that’s right for your needs. 

They also offer competitive rates and unparalleled customer service, so be sure to contact them today!

1) Chris Allard Mortgage Team

Chris Allard Mortgage stands out as the #1 Ottawa mortgage broker, renowned for providing exceptional service and expertise. Recognized as one of the top 75 mortgage brokers in Canada and a finalist at the Canadian Mortgage Awards, Chris Allard offers a wide array of mortgage services including residential, commercial, private, and bad credit mortgages. His team is dedicated to finding the best rates from reliable Canadian lenders, ensuring clients receive the most suitable financing options for their real estate investments. 

With over 25 years of experience and numerous accolades, including the top broker in Ottawa for 2023 and 2024, Chris Allard is a trusted partner for anyone navigating the complex mortgage landscape. Whether you’re a first-time homebuyer or looking to refinance, Chris and his team provide personalized guidance to help you achieve your financial goals.

Customer Review:
“Chris is seriously passionate about delivering the utmost value to his clients. His knowledge and expertise in the industry were evident from our first meeting, and his patience and willingness to explain my options to me as a first-time home buyer made the entire process a pleasurable experience.”
— Brennan L.

2) Mortgage Specialist - Tim McCarroll

Tim is the perfect person to contact when you need help as a first-time homebuyer. He’ll go above and beyond for your family by answering any questions or concerns quickly – even giving advice on things other than just mortgage loans! 

His experience will help make the buying process run smoothly from start to finish. Plus, with great rates and a purchase price that will enable you to get your dream home, Tim can give you the best mortgage possible. 

With years of experience in the industry, he knows exactly what it takes to ensure that you’re getting a fair deal on your mortgage loan.

Business Information:

mortgage.rbc.com
+16138750045
2121 Carling Ave, Ottawa, ON K2A 1H2, Canada

Customer Review:
“Tim I can’t thank you enough for all your help and support you had getting me my mortgage. You we’re very punctual, reliable, and man of your word on getting the job done. I can’t show enough gratitude on how much you helped me and my family for getting us our first purchase. Thank you again and best believe this is just the very beginning in our first chapter on property purchases.”
—Sherwan Hasan

3) Mortgage Brokers Ottawa - Thiet Le

Thiet Le has been in the mortgage industry since 2016 and knows everything there is to know about it. 

With her Business Accounting background, she’s able to keep track of all aspects of your loan application and finances – ensuring that you receive top-notch service throughout the entire process. 

She’s always available to answer any questions you may have, so don’t hesitate to reach out if you need help with anything! 

In addition, Thiet is very reliable and responsible; she’ll go above and beyond what’s expected in order make sure that everything goes smoothly for you during this major life event. 

Getting a mortgage can be stressful enough as it is – but with someone like Thiet on your side, things are bound to run a lot more smoothly!

Business Information:

lemortgage.ca
+16138828686
1701 Woodward Dr Suite 300, Ottawa, ON K2C 0R4, Canada

Customer Review:
“ This is my first time as a Realtor in Toronto to do the business with Ms Thiet Le - a mortgage broker in Ottawa. Extremely Responsive, very straightforward - and professional. All good experience to work with Thiet. You will get the answer either yes or no on your application in five business days. That’s impressive! Highly recommended to any buyers in Ottawa/Ontario/Canada.”
— Tony P.

4) Mortgage Alliance , Mortgage Broker , Isko Safic

Mr. Safic and his team at Mr. Mortgage provide free services that aim to simplify the mortgage process for you. 

They pride themselves on providing a level of service that is unmatched, and they are responsive not only to changing market trends but also how it affects their clients! 

Their goal is nothing less than getting people into their dream homes – whether this is your first time or fifth time trying! 

Mr. Safic and his team will provide you with detailed information about all your options as well as get you the best rates available on mortgages so that your dreams can become a reality sooner rather than later!

Business Information:

mortgagealliance.com
+16137900660
1315 Richmond Rd Suite 11A, Ottawa, ON K2B 7Y4, Canada

Customer Review:
“Mr. Safic and the whole Mortgage Alliance Mortgage broker team gave me the best options that fit my situation with my mortgage. At the same time, they were very responsive with their communications, great value as well. They were always in a very professional manner and worked with me on what I needed exactly for my mortgage. I really appreciate you guys and you'll always have my referral to all my family and friends.”
—Hamza Al-Motawakel

5) Smart Debt Mortgages - Debbie Belair

Debbie Belair at Smart Debt Mortgages is your go-to mortgage professional when it comes to buying a home. With over 30 years of experience in the industry, she has worked on every type of mortgage deal imaginable and knows how to find solutions for any situation. 

As an Accredited Mortgage Professional (AMP), Debbie is dedicated to continual learning and always looking for ways she can improve the mortgage experience for her customers. 

She’ll give you all the facts your bank won’t tell you about financing your next purchase, plus access to multiple lenders means that she will help you find the best rates and best mortgage options available!

Business Information:

debbiebelair.com
+16137693206
150 Isabella St #110, Ottawa, ON K1S 1V7

Customer Review:
“Debbie was amazing to work with. She was patient through nearly 2 years of per-approvals, financing letters, and attempted purchases. When our offer was finally accepted her guidance, diligence and effort were all invaluable. I would highly recommend Debbie to anyone looking for a Mortgage Broker.”
- Gary Otten
FAQs About Mortgage Brokers

Mortgage brokers can offer you a range of benefits when it comes to securing a mortgage. They can help you compare different products from various lenders, which can save you time and money. Brokers also have access to exclusive deals and offers that aren’t available to the general public.

The average cost of hiring a mortgage broker in Ottawa can vary depending on the individual broker’s rates. Some brokers may charge a flat fee, while others may take a commission based on the total value of the mortgage loan. Some mortgage brokers in Ottawa may charge around $200-$300 for their services.

A mortgage broker can provide a range of services, such as finding you the best mortgage rates, helping you through the application process, and advising you on home buying. They can also assist with refinancing your mortgage or obtaining a second mortgage.

When looking for a mortgage broker, it’s important to choose one that is reputable and trustworthy. Ask around for recommendations from friends or family members, and do your research online to read reviews from previous clients. Make sure the broker you choose offers a wide range of products and services, as well as competitive rates

Conclusion

When it comes to finding the best mortgage broker in Ottawa, there are many factors to consider. The list above provides a snapshot of some of the top brokers in town, so be sure to do your research before selecting someone to work with. 

By choosing a qualified and experienced broker, you can rest assured that you will get the best deal possible on your mortgage.